Job Description

Sr. Credit Analyst Aftermarket Solutions Location Nashville, TN (Midtown area) :

Career Area: Finance

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Your Work Shapes the World at Caterpillar Inc.

When you join Caterpillar, you're joining a global team who cares not just about the work we do - but also about each other. We are the makers, problem solvers, and future world builders who are creating stronger, more sustainable communities. We don't just talk about progress and innovation here - we make it happen, with our customers, where we work and live. Together, we are building a better world, so we can all enjoy living in it.

Our common values and focus on inclusion and respect drive the decisions made by our company, teams and people. This is why we are committed to hiring and building diverse teams representative of the customers we serve globally. When you join our team, you can apply your unique life and job experiences and work in an environment where your ideas are heard, your contributions are celebrated, and your whole-self matters.

About Cat Financial

Cat Financial is a subsidiary of Caterpillar Inc., the world's leading manufacturer of construction and mining equipment, off-highway diesel and natural gas engines, industrial gas turbines and diesel-electric locomotives. For more than 40 years, Cat Financial has provided a wide range of financing solutions to customers and Cat® dealers for machines, engines, Solar® gas turbines, genuine Cat parts and services. Headquartered in Nashville, Tennessee, Cat Financial serves customers globally with offices and subsidiaries located throughout North and South America, Asia, Australia, Europe and Africa. Visit cat.com to learn more about Cat Financial.

JOB SUMMARY:

• Provide credit and documentation support for Caterpillar Financial Services Corporation.

PRINCIPAL DUTIES AND RESPONSIBLITIES:

• Negotiates financial transactions and prepares transactions for documentation and funding with emphasis placed on complex transactions.
• Assists in administration of wholesale and retail customer "loan" covenant compliance reviews, including on-site record and physical machine/inventory audits.
• Approves and/or rejects CFSC customer deals within approved credit authority and recommends deals beyond credit authority.
• Restructures customer deals.
• Analyzes situations, makes decisions and takes measured risks using available data as well as insight.
• Conducts and monitors credit investigations.
• Assists in leading the documentation of retail account receivables.
• .Performs training and provides technical direction to employees in the Credit Support Manager's absence.
• Participates in accomplishment of continuous improvement objectives for the department. Progress toward accomplishment of these is measured through maintenance of necessary measurements and analysis of associated data. Participates in the identification of problem areas and development of resolutions to address them.
• Understands the Harassment policy of the company and is responsible for its application in all aspects of employment.

JOB REQUIREMENTS:

• Thorough knowledge of and demonstrated ability to apply math computation skills.
• Demonstrated knowledge of ability to analyze customer credit summaries and past due accounts.
• Thorough knowledge of and ability to apply financing and taxation principles.
• Knowledge of and demonstrated ability to prepare marketing reports and marketing related statistical reports.
• Thorough knowledge of marketing, credit and customer services concepts and techniques.
• Knowledge of CFSC financing and leasing products.
• Thorough knowledge of account collection procedures.
• Thorough knowledge of financing and leasing documentation principles.
• Thorough knowledge of billing, invoicing, and dealer payment principles and concepts.
• Thorough knowledge of UCC filing requirements and their applicability to bankruptcy laws and regulations.
• Thorough knowledge of and demonstrated ability to calculate amortization schedules.
• Thorough ability to concentrate on results while being flexible to achieve goals. Has a sense of urgency and willingness to accept accountability.
• Thorough ability to develop and maintain good interpersonal relationships working effectively with others inside and outside the company.
• Thorough ability to strive for quality as well as timeliness maintaining perspective as to the outcome of the decisions.
• Proven ability to learn and take proactive steps to increase knowledge showing a commitment to the business.

EDUCATION/EXPERIENCE:

• A 4-year college or university degree in any discipline and a minimum of 4 years exempt experience in credit, customer services, collections, marketing, financial statement analysis, and/or a related discipline is recommended.
• Previous exempt work experience must be progressively increasing in responsibility and accountability and demonstrate an ability to gain in knowledge, skills and responsibility such that a level of full competency can be reached.
• Equivalent experience may be substituted for education.

Visa Sponsorship is not available for this position. This employer is not currently hiring foreign national applicants that require or will require sponsorship tied to a specific employer, such as, H, L, TN, F, J, E, O. As a global company, Caterpillar offers many job opportunities outside of the U.S which can be found through our employment website at

Posting Dates:

March 28, 2024 - April 4, 2024

Any offer of employment is conditioned upon the successful completion of a drug screen.

EEO/AA Employer. All qualified individuals - Including minorities, females, veterans and individuals with disabilities - are encouraged to apply.

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Job Tags

Full time, Work experience placement, Currently hiring, Flexible hours,

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