Consumer Loan Officer Job at Hello Credit Union, Tallahassee, FL

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  • Hello Credit Union
  • Tallahassee, FL

Job Description

Consumer Loan Officer - Full Job Description

We’re searching for a detail-oriented Consumer Loan Officer. This position will play a vital part in evaluating, authorizing approval or denial of loan applications. You will act as a liaison between members and our financial institution, and you will help qualified applicants acquire loans in a timely manner. If you’re interested in joining a team that empowers employees, clients, and partners to help them reach their goals, apply today!

Consumer Loan Officer – Duties and Responsibilities

  • Evaluate credit worthiness by processing loan applications and documentation within specified limits
  • Interview applicants to determine financial eligibility and feasibility of granting loans
  • Determine all applicable ratios and metrics and set up debt payment plans
  • Communicate with clients either to request or to provide information
  • Justify decisions (approvals/rejections) and report on them
  • Complete loan contracts and counsel clients on policies and restrictions
  • Update job knowledge on types of loans and other financial services
  • Maintain and update account records
  • Assess customer needs, explore all options and introduce different types of loans
  • Develop referral networks, suggest alternate channels and cross-sell products and services to accomplish quotas
  • Go the “extra mile” to build trust relationships, customer loyalty and satisfaction throughout the underwriting process
  • Οperate in compliance with laws and regulations and adhere to lending compliance guidelines

Consumer Loan Officer - Qualifications

  • Proven working experience as a Loan Officer
  • Familiarity with computers and banking applications/software
  • Solid understanding of direct/indirect lending products and practices
  • Excellent communication and interpersonal skills
  • Customer satisfaction orientation and sales competencies
  • Ability to work in a goal oriented environment

Benefits :

  • Health Insurance
  • Dental Insurance
  • Vision Insurance
  • Teledoc Services Available
  • Health Savings Accounts and Flexible Spending Accounts
  • Company Paid Life Insurance
  • Company Paid Disability Insurance
  • 401(k) Program with Company Match
  • Paid Time Off
  • Paid Holidays
  • Employee Assistance Program
  • Employee Perks and Discounts
  • Advancement Opportunities
  • Tuition Reimbursement

Schedule :

  • 8 hour shift
  • Monday to Friday
  • Some periodic events outside of normal business hours (chamber, business development, etc.)

Job Tags

Holiday work, Work experience placement, Flexible hours, Shift work, Monday to Friday,

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